Resident and fellow physicians may qualify for a Voluntary Retirement Savings Program (VRSP), which is open to all house staff who receive earned compensation reportable in an IRS Form W2 and subject to federal and state withholding. As this annuity is supplemental, it has no matching funds from the University. Contributions can be pre-tax or post-tax and are paid by the house staff member. More information can be found on the UI Benefits Office website.